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Higher Lending Charges.



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Our Main priority is to provide you with a first class service for all your Remortgage needs, Depending on your circumstance we can help you find a Remortgage at a very competitive interest rate, we do all the leg work, so you can relax. Click Here to request a call back and one of our staff will contact you shortly.

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Remortgage Frequently Asked Questions

Higher Lending Charges

Higher Lending Charge - If the amount you wish to borrow is more than 75 % of your homes value, you may have to pay a Higher Lending Charge (HLC) . The Higher Lending Charge acts as an insurance which will protect your mortgage lender from losses in the unlikely event that your home is repossessed due to arrears and your inability to make mortgage repayments. This charge is normally applied to mortgages of 75% LTV or higher, the premium payments for this will be made by your self, however you will need to understand that this insurance will only cover the lender and not your self.

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Remortgage Frequently Asked Questions

Why should I get a Remortgage deal?

I am self employed can I get a remortgage?

What could I use the remortgage for?

What is the process of getting a remortgage?

When is the right time to Remortgage?

What are the costs involved in a remortgage?

How much can I borrow on remortgage?

What are the Lenders Requirements?

I have bad credit can I still Remortgage?

What are the drawbacks of getting a remortgage?

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"Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage "

No information on this website is intended to constitute advice. This site contains a summary of the information relating to the products. If you are interested in any of the information on the site, you should seek information from us. We cannot guarantee that information will be accurate, complete and current at all times. All information on our Website is subject to change without notice.

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