BELOW ARE SOME OF THE REMORTGAGE CRITERIA OFFERED BY THE MORTGAGE LENDERS
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LOAN TO VALUE Loan To Value for Remortages can be 100% for those with bad credit ratings the Loan to Value is much less, in the region of 85% |
INCOME MULTIPLE Curently there are Lenders who are offering 3.5 Times Joint Salary 4 Times Single Salary |
INTEREST RATES Interests vary between Product To Product, We get asked what is the cheapest short term Rate , this would be a discounted rate 2.85% This rate applies to the First Two Years, then reverts to SVR. |
OUR SERVICE IS REGULATED BY 'THE FINANCIAL SERVICE AUTHORITY' (FSA)
The "Mortgage Help Desk UK" is the trading style of The Finance Brokerage Limited. We are Authorised and Regulated by the Financial Services Authority - Registered Number 466102, Our Consumer Credit Licence Number is 602596. Buy To Let and Commercial Mortgages are not regulated by the Financial Services Authority (except in certain circumstances where the borrower intends the property to be occupied by family members now or in the future). The following paragraph refers only to cutomer's who need mortgage help because they have an adverse credit history It is estimated that the overall cost for comparison will be 8.25% APR - The actual rate available to you will depend on your circumstances and may be lower or higher. Ask us for a personalised illustration.
We have teamed up with various affiliates’ partners, so that we can offer you a one stop for, mortgages, loans,and insurance products. Our service is free to you but to operate this service we receive fees from the lenders or brokers and affiliated partners that we refer you to ,and to whom you complete a product deal with.During busy periods and to ensure that your enquiry is dealt with as quickly and competently as possible we may pass your enquiry to an affiliated FSA Mortgage Broker, (we have teamed up with various specialist FSA Regulated mortgage brokers).They will contact you directly and deal with your enquiry.If the affiliated partners charge a fee this will be disclosed upfront.
No information on this website is intended to constitute advice. This site contains a summary of the information relating to the products. If you are interested in any of the information on the site, you should seek information from us. We cannot guarantee that information will be accurate, complete and current at all times. All information on our Website is subject to change without notice.
